Manye Insurance na Russian Federation

Manye insurance na Russian Federation na-ekpebisi ike site na gọọmenti etiti iwu kpọmkwem ụdị nke na-amanye ịrụ mkpuchi.

Ụfọdụ gọọmenti etiti iwu kpọmkwem ụdị nke na-amanye ịrụ insurance nwere ndokwa na kọwaa nche ụlọ ọrụ; insurance ụlọ ọrụ; kwere omume insurance ekwu; na kacha nta ego na-nkwụnye ma ọ bụ ya mkpebi siri ike usoro; usoro na n'obi imecha ya maka ugwo nke insurance adịchaghị; size iji, tarifu Ọdịdị nke ahụ insurance; ndaba nke ụfọdụ nke insurance nkwekọrịta; achịkwa omume nke insurance; usoro maka ịchọpụta na size of insurance ịkwụ ụgwọ; ndị na-esi nke bara ma ọ bụ substandard arụmọrụ nke ibu ọrụ nke ibu insurance entities na ndị ọzọ na ndokwa.

Manye insurance ekewa ndị dị otú ahụ na ụdị dị ka mkpuchi na-efu nke policyholders (a na-agụnye insurance nke ugbo na ụmụ anụmanụ, ụlọ, onwe insurance njem okporo ígwè, ikuku, n'ime obodo waterway, Maritime na ụzọ iga); nakwa dị ka amanyere bụ iwu nke onwe onwunwe na State Insurance.

Iwu insurance nke onye ihe na-akọwa ihe onwunwe ọdịmma na na-metụtara ọnwụ, lanarị na a afọ ndụ ụfọdụ, na mmalite nke ọzọ ndụ kọrọ ihe ndị mere nchedo ndụ (ndụ mkpuchi, manye insurance megide mberede); na ngwa nke ọ bụla mebiri ndụ (ike) nke ụmụ amaala ma ọ bụ na usoro nke na-enye ha ọgwụ ọrụ (ike mkpuchi na mberede insurance, ike mkpuchi).

Property manye insurance allocates akpọkwa nyekwara ọdịmma, nke na-ejikọrọ na nwe, ojiji, na mkpofu onwunwe (onwunwe insurance); na entrepreneurial ọrụ (entrepreneurial ize ndụ insurance); ọrụ iji chefuo ya kpatara ndị ọzọ (liability insurance).

Nchedo nke ọdịmma nke Russian Federation, ịgba na iwu akwadoghị ma ọ bụ machibidoro iwu, na-adịghị ekwe. Ọ bụrụ na iwu anaghị ikweta na Kama nke ahụ, nwere ike na-echebe ihe na nwe dị iche iche nke ihe onwunwe mkpuchi ma ọ bụ onye mkpuchi. Na nke a, mkpuchi na-akpọ jikọtara.

Na Russia, naanị insurers nwere ike wepụ insurance ọdịmma nke ụlọ ọrụ iwu kwadoro na nwere a ikike maka.

E nwekwara a ọha manye mkpuchi. Ọ na-egosi na ụdị nke insurance na-efu nke mkpata na mmefu ego. Private ala manye insurance guzobere Russian Federation maka uwe ojii, tax ojii, ndị ikpe, ndị ọkàiwu gọọmenti, ụmụ amaala na-akpọ elu maka agha ọzụzụ agha, ọrụ nke esịtidem agha nkeji (manye agha insurance).

State onwunwe insurance nyere na o kwere omume ikpe nke mmebi ma ọ bụ mbibi nke ihe onwunwe ndị metụtara omume nke ukara ọrụ. Otu ihe atụ nke mgbe ndị dị otú a pụtara mkpa insurance nwere ike ọ bụla ọdachi metụtara na karịsịa ukwuu ọdachi ruru ka ulo oru mberede (Chernobyl ikike atọm ebe).

Insurance ekwu maka onodu insurance ga-kpuchie site mmefu ego steeti. The na steeti dị ka a isiokwu nke ego mmekọahụ na mba na-eje ozi na-ebute ọdịmma nke insurer nke aku na onye okike nke ụfọdụ edemede nke ụmụ amaala.

The dị iche na iwu mmekọrịta nke manye insurance na ala mkpuchi bụ na ná ngwụsị ikpe, ndị ọchịchị (ma ọ bụ ya nyere ikike ahu) ga-eme ka onye nke ọzọ na mkpuchi, na ịkwụ ụgwọ ihe ahụ metụtara ga-rụrụ n'efu (ie, mmefu ego).