Insurance iwu

Insurance iwu - onye nke alaka nke iwu nke bilitere na njikọ na mkpa ka inokota iwu mmekọrịta dị n'etiti ịnshọransị na insurer. Tupu ị rụnyere isiokwu na usoro nke ụkpụrụ nke ụlọ ọrụ, ọ dị mkpa na-akọwa echiche nke "mkpuchi."

Mmekọrịta a na-e mere iji chebe ọdịmma nke ndị mmadụ n'otu n'otu na ụlọ ọrụ iwu kwadoro nke Russian Federation ma ọ bụ ndị na-achị nke Russian Federation, ya municipalities, ịda site na ịnshọransị omume emee ya ruru ka ego ego site si insurance premiums site insurers na ndị ọzọ na-esi.

Specificity nke insurance mmekọahụ idu ke eziokwu na ha ime ihe na-adabere na iwu nke puru, ebe ọ bụ na ụlọ ọrụ ịnshọransị na-ebu mkpuchi mkpuchi nke ihe, nke, ọ bụ ezie na ha nwere ike ime, ma na mgbe na ebe ha na-eme, gịnịkwa ga-mere ka mmebi a na-amaghị.

echiche

Insurance iwu - usoro iwu e mere iji mezie mmekọahụ ego guzobere na ojiji nke insurance enweta ego iji chebe onwunwe ọdịmma nke ndị mmadụ n'otu n'otu na ụlọ ọrụ iwu kwadoro site na ụgwọ maka mmebi ịda site omume nke ịnshọransị omume ma ọ bụ ndị ọzọ na-akọwa tupu ihe nwere mmetụta ọjọọ n'ahụ na onye na onwunwe okirikiri insurer.

The isiokwu nke insurance iwu na ụzọ

Ndị a bụ ndị na-elekọta mmadụ na ibe ya na pụta n'etiti ịnshọransị na insurer na njikọ na mmejuputa ya nche na-echebe anyị.

The mkpuchi iwu agwakọta oké mkpa na dispositive ụzọ. Ya mere, ihe atụ, na amanyere bụ iwu na usoro (amanyere bụ iwu arụmọrụ chọrọ) na-eji na Part 1 st.390 Civil Code, nke nwere a ndokwa na mkpuchi nkwekọrịta ga-abụrụ-eme ka ide. Dispositive usoro (e a nhọrọ) a na-eji ihe atụ, akụkụ 3 st.943 Civil Usoro, nke na-ekwu na ndị ọzọ na-a nkwekọrịta pụrụ ikweta megharịa ụfọdụ n'ime ndokwa na iwu nke mkpuchi.

usoro

Insurance iwu usoro mejupụtara 2 akụkụ: n'ozuzu na pụrụ iche. The mbụ e dere ihe norms guzobere iji mezie ihe niile oru nke insurance iwu: na okwu, atumatu, ikikere nke insurance, ya kwuo iwu. The abụọ na-agụnye ụkpụrụ nke ụdị ụfọdụ nke insurance:

• azụmahịa ize ndụ ;
• onwunwe;
• onwe;
• akụ ego;
• ahụ ike
• et al.

Insurance Iwu na ụkpụrụ ya n'ọrụ

Ndị a gụnyere:

• ọnụnọ nke insurable mmasị. O kwesịrị ịdị na nkwekọrịta ma ọ bụ n'oge nke ịnshọransị omume. Ọ nwere ike ịbụ na ihe mkpuchi n'ihe ize ndụ nke ibu na ọnwụ nke ihe onwunwe. The ndepụta ọdịmma, nke insurance na ekwegh, e depụtara na st.928 Civil Code;
• n'ihe ize ndụ mkpuchi. Ịkwụ ụgwọ na-mere maka ịnshọransị mere, nke nwere ike ma ọ ime;
• narị afọ ise tupu. N'ihi na otu oge a ga-enweta aku ịha nhata nke ego nke insurance premiums na akwụ ụgwọ maka ego ugwo mgbe insured omume;
• kasị elu ntụkwasị obi nke ndị ọzọ. Ọ pụtara na mgbe ọgwụgwụ nke nkwekọrịta, ha ga-igosipụta ọnọdụ ihe niile ahụ nwere ike ịbụ mkpa;
• ugwo nke insurance asato. Nke a pụtara na insurer ga-akwụ emebi na ego nke ahụ n'ezie ọnwụ ahụhụ, ie ka ịlaghachi na aggrieved policyholder mbụ ego ọnọdụ;
• a causal mmekọrịta mere ka ọnwụ na ya ihe. Bụ ihe kasị mkpa na emebi. Mmetụta ga-erukwa dị ka a n'ihi na ọ bụ ihe insured omume.

isi mmalite

Insurance iwu dabeere na iwu omume nke ọkwa dị iche iche. Isi mmalite: oruru, na Civil Code, Iwu "On Organization of Insurance Business na Russian Federation", ọchịchị ụkpụrụ, president iwu na ndị ọzọ.